Moving Home? We’ll Help You Get There Smoothly

Whether you're upsizing, downsizing, or relocating, we make your moving home mortgage simple, clear, and stress-free.

  • Move to a New Home with Confidence
  • Explore Porting or New Mortgage Options
  • Competitive Lender Access
  • Expert Mortgage Support

What Happens to Your Mortgage When You Move?

When you move home, you don’t automatically take your mortgage with you. You usually have two options:

  • Port your existing mortgage to your new property (if your lender allows it)
  • Take out a new mortgage for your next home

The right choice depends on your current deal, early repayment charges, and how much you need to borrow.

What Happens to Your Mortgage When You Move

Your Main Options

Choose the path that best supports your home moving strategy.

Port Your Mortgage

Keep your current interest rate and transfer your mortgage to a new property (subject to lender approval).

New Mortgage

Switch to a new deal with a different lender or product that better suits your next home.

Borrow More

Increase your mortgage if your next property costs more than your current home.

Moving Home Process

How we guide you from review to completion of your move.

1

Review Your Current Mortgage

2

Check How Much You Can Borrow

3

Get a Mortgage in Principle

4

Complete Your Move

Things to Consider

Be aware of these crucial details during your relocation planning.

Early Repayment Charges

Check if leaving your current deal has costs.

Property Valuation

Your new home must meet lender requirements.

Affordability Check

Your income and expenses will be reassessed.

Timing & Chain

Coordinating sale and purchase is key to a smooth move.

Ready to Make Your Move?

Speak to our mortgage specialists today and we’ll guide you through your options from start to finish.